Business Banking for construction
We have different plans for different businesses.
Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.
Business banking feels better with Monzo
Join over 1 million businesses already banking with us
Fully regulated UK bank
By the Financial Conduct Authority and the Prudential Regulation Authority, just like other banks.
24/7 customer support
In-app chat managed by friendly, real people with the option to call or email us if you need to.
Apply in minutes
Over 80% of business accounts are opened the same day. Apply online or download the app.
A business bank account packed with everything you need
Everyday business banking essentials, time-saving tools, team spending controls and our signature money management features.
Spending and expenses
See all spending, set limits and sail through admin with our expense cards. Only on Team, starting from £25 a month.
Insights on cashflow
See how much your business is getting paid and how much you’re spending over time periods that matter to you.
Create and customise invoices
Create invoices and quotes in minutes in your app or on the web. Your customers can pay in different ways, including the usual card or transfer.
Integrated accounting software
Connect your accounting software and sync business transactions, receipts and expenses with Pro and Team, which start from £9 a month.
Team access
Set individual access levels, spending limits and controls for your team. Available with Pro from £9 a month.
Make bulk payments
Pay employees or suppliers in a few taps. Bulk payments are available with Team, from £25 a month.
Different plans to suit your... plans
Lite
Pro
Team
Free
months minimum
Lite
Free
It just works, so you can too
Business debit card
Your eligible deposits may be protected by the FSCS up to £120,000
Mobile and web access
24/7 customer support
Free, instant UK bank transfers
International transfers
+ the Monzo banking essentials
Pro
£9 a month
Expert banking for everyday business
Automatically put money aside for tax
Connect accounting tools
Auto-export transactions, invoices and statements
Team of 3
Set team access levels
Invoicing
Virtual cards
+ everything you get with Lite
Team
From £25 a month
Make light work of everyone’s admin
Expense cards
Bulk payments
Team of 15 for limited companies (first 6 included, then £5/month per team member) and team of 3 for sole traders
Set payment approval limits
+ everything you get with Pro and Lite
"Monzo Business understands exactly what tradies like us at Alfie Giffin need"
A Giffin Painting & Decorating LTD
Solihull, UK
Britain's recommended business account for Overall Service Quality
Independent service quality survey results
Published August 2026
As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest business current account providers in Great Britain if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.