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Business banking

A UK business current account that makes life easy for you, and your customers.

British Bank Awards Best business banking provider Winner 2024Current Account Switch GuaranteeFinancial Services Compensation Scheme Protected

Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Business feels better with Monzo

Whether you’re a team or on your own, just starting out or been going for years, join 500,000+ businesses banking with us.

Fully regulated UK bank

By the Financial Conduct Authority and the Prudential Regulation Authority, just like other banks.

24/7 customer support

In-app chat managed by friendly, real people with the option to call or email us if you need to.

Apply in minutes

91% of business accounts are opened the same day. Apply online or download the app.

Different plans to suit your...plans

Lite

Pro

Team

Free

months minimum

Lite

Free

It just works, so you can too

  • Business debit card

  • Your eligible deposits may be protected by the FSCS up to £85,000

  • Mobile and web access

  • 24/7 customer support

  • Free, instant UK bank transfers

  • International transfers

  • + the Monzo banking essentials

Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Pro

£9 a month

Expert banking for everyday business

  • Automatically put money aside for tax

  • Connect accounting tools

  • Auto-export transactions, invoices and statements

  • Team of 3

  • Set team access levels

  • Invoicing

  • Virtual cards

  • + everything you get with Lite

Your first month is free. Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Team

From £25 a month

Make light work of everyone’s admin

  • Expense cards

  • Bulk payments

  • Team of 15 for limited companies (first 6 included, then £5/month per team member) and team of 3 for sole traders

  • Set payment approval limits

  • + everything you get with Pro and Lite

Your first 3 months are free if you apply before 31/1/2025. Team starts from £25 a month after that. Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Banking with the best

Britain's Best Business Banking Provider 2024 and the Most Recommended Business Account for Overall Service Quality.

Independent service quality survey results

Published August 2024

As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest business current account providers in Great Britain if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

"I can spend more time doing the things I enjoy, which is why I started my business in the first place."

Matt Navarra

Social media consultant

Digital marketing | Wales, UK

Peace of mind for you. Front of mind for us.

Safety first features that let you get on with the day-to-day and sleep well at night. Like call status, that tells you if it’s really us you’re talking to on the phone and not a fraudster.

Join 500,000+ businesses today

That’s more than half a million UK businesses already changing the way they bank. Sign up or switch to Monzo Business if you have a business account elsewhere.