Fee information
These are the fees for using your Monzo current account.
General account services
Payments (excluding cards)
You may have to pay other costs, taxes or charges related to your Monzo account, which are outside of our control and not charged by us. For example, other banks may charge you for sending money to your Monzo account.
Cards and cash
There are no cash withdrawal fees for Basic Bank Account customers.
Government Stamp Duty
We have to collect the following Government charges from you.
This charge is capped at €2.50 if you only use your debit card for ATM withdrawal transactions, and is capped at €5 if you use your debit card for both purchases and ATM withdrawal transactions.
The Government Stamp Duty charge on debit cards is applied in January, for the previous year.
These Government fees are correct at the time of publication but are liable to change.
Overdrafts and related services
Overdraft: Your interest rate and fees are set out in your Overdraft Agreement. Basic Bank Account customers are not eligible for an overdraft.
Package of services
Not applicable
Services beyond these quantities will be charged separately.
Information on additional services
Information on fees for services exceeding the quantity of services covered by the package of services (excluding fees listed above).
Charge for a replacement debit card in Ireland:
View this in the regulator's standardised format for standard accounts or basic accounts.
Past versions
