Monzo for 16-17s
A bank account just for 16–17 year olds. Get paid into your own account, save with Pots, and understand your spending habits – all in one app.
16–17 year olds only • Ts&Cs apply
With (almost) everything you get as an adult
You’ll get a Hot Coral debit card, instant spending notifications, and real human support for urgent matters.
We’ve just blocked spending for things you can’t do if you’re under 18, like gambling.
And don’t worry if you accidentally go overdrawn, we won’t charge you.
Pots for the things you want
Name them what you like. Save for what you want. Put money aside in Pots for your favourite things, whether it’s for a Leaving Cert holiday or a fund for chicken fillet rolls.
Fee-free Instant Access Savings
Your savings will thank you with 1.6% AER interest (variable) – interest paid monthly. And with free instant access, you can dip in whenever you want without paying a cent.
AER (Annual Equivalent Rate), interest is subject to DIRT (Deposit Interest Retention Tax). Ts&Cs apply.
Take Monzo on holiday
Free yourself from fees
Pay abroad with no fees. We pass Mastercard’s exchange rate directly onto you, without extra charges. So no need to get cash out before you go.
We do the maths (on exchange rates)
Understand exactly what you're spending by seeing real-time exchange rates when you spend abroad.
Free ATM withdrawals up to €300 every 30 days
Withdraw €300 without fees every 30 rolling days. After that it’s 2.5% with a €1 minimum fee.
Under 16?
Take a look at our Under 16s account.