Who we are
We’re Monzo, a bank with more than 14 million personal and business customers across the UK. Now we're in Ireland, bringing you the one app to manage your financial life.
Ts&Cs apply.
The Monzo difference
It’s 2026. Time to rethink how you bank. Monzo is designed for your life and how you live it – from the little things like tracking your day-to-day spending, to the big things like opening an account for your child or saving for your future.
Changing how millions feel about their money
Managing your money shouldn’t be complicated. That’s why we don’t hide behind jargon, or sting you with hidden fees. Our products are here to grease the wheels of your financial life, so you start to see some real progress in it. Because once you do, you’ll feel more confident and capable than ever.
A business bank account that works as hard as you
From start-ups to scale-ups, we take the hassle out of growing your business. Over 800,000 businesses in the UK already use Monzo to make life easier for them and their customers. Now we're bringing our business accounts to Ireland too.
Built for Ireland
We listen to what Irish customers want and need from a bank. Partly because we’re nice, and partly because our customers know what they need best.
A Dublin-based team
We customise our award-winning bank account to suit what Irish customers actually need.
Regulated in Ireland
Regulated by the Central Bank of Ireland with an Irish banking licence and local Irish IBANs.
Local deposit protection
As part of the Deposit Guarantee Scheme, your eligible deposits are protected up to €100k.
Packed with everything you want
Monzo’s been co-designed with customers since day one – they’ve had their say on some of the most exciting features we’ve built. And some of them are so well-loved, other banks have followed suit.
Instant notifications
We help you get to know where your money goes with instant notifications. Making it easier to keep track of your spending and spot if something doesn’t look right.
Protection from fraud calls
This feature tells you in real-time if you’re really speaking to Monzo, or if it could be a scammer. It helps prevent 800 fraud attempts a month in the UK.
Freeze a lost or stolen card
There’s nothing worse than losing your card or thinking it’s been stolen. For extra peace of mind, you can freeze it with a few taps in the app, then hit unfreeze if it shows up again.
Gambling blocks
If you turn this control on, we’ll decline any gambling transactions before they go through. We also have a team on-hand to chat if you need additional support.
Automated savings
Round up payments to the nearest euro. With roundups turned on, we’ll do it for you – automatically adding spare change to a Pot of your choice.
Fee-free travel
Spending abroad should be like spending at home. Pay anywhere, in any currency, on your debit card - all with no fees.