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Ireland, we're open for business

Join the waitlist for a free business bank account that makes life easier for you and your customers. You even get €25 on arrival.

Only sole traders or limited company directors in Ireland are eligible. Account Ts&Cs and promotion Ts&Cs apply

Business banking feels better with Monzo

It’s hard coming up with a business idea, let alone wading through the admin. Whether you’re a start-up or scale-up, Monzo takes the hassle out of growing your business.

We’re a fully regulated bank and here for the long run. Be one of our first customers in Ireland and find out why 800,000 businesses in the UK already use Monzo.

Different plans to suit your... plans

Get our free Lite plan as standard or upgrade to Pro or Team.

Lite (free)

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When we say free, we really mean it. Lite has no hidden fees or charges, just the tools you need to understand and run your business better.

Pro

Two women behind a table with a laptop and a notebook on it

Pro lets you create invoices, put money aside for tax and connect to accounting software. It’s €7 a month, with 12 months free if you get early access (Ts&Cs apply).

Team

A man and two women having a discussion around a table with a laptop

Manage your team and set limits on expense spending with Team. From €20 a month, with 12 months free if you get early access (Ts&Cs apply).

Any way they want to pay

With all of our plans, your customers have full flexibility when it comes to paying, including payments links and QR codes. 



See your money more clearly

Get an overview of your business’ money or zoom right into the detail with Trends. See how much you’re being paid and how much you’re spending over time periods that matter to you.

Avoid (nasty) surprises with Tax Pots

Stay on top of your taxes by automatically setting the right percentage of your income aside into Tax Pots. That way you can concentrate on other things until autumn comes around.

Tax Pots are available with Pro or Team free for 12 months if you join Monzo Business as an early access customer. After that it’s from €7 a month. (Ts&Cs apply)

Connected and protected around the clock

You don’t switch off so why should we? We’re there to chat whenever you need – either straight from the app or over the phone.

Humans on hand

Many speaking into a mobile on a speakerphone in a bakery

Speak to a real-life human if something urgent comes up. We're available through in-app chat when you need us.

Your money protected

Mobile phone open on the Monzo business screen which Monzo debit card on the table

We’re fully regulated by the Central Bank of Ireland, and your money is protected up to €100,000 by the Deposit Guarantee Scheme.

A bank built for Ireland

Monzo business debit card on a hot coral notebook next to a laptop

With local IBANs, Monzo's in Ireland for the long run.

Security you can bank on

With industry-first fraud protection and real human support, your money isn’t going anywhere you don’t want it to.

Monzo bank app alert on a smartphone: "We're not calling you. If someone claims to be from Monzo, hang up." The screen shows recent transactions, including payments to Amazon, Bord Gais Energy, and Boots. Navigation icons at the bottom include Home, Trends, Payments, and Help.

Three small steps, one giant leap for your business

If you’re looking for a better way to do business, then join the early access waitlist today and you could get 12 months of Pro or Team for free. (Ts&Cs apply)

1. Join the waitlist 

hourglass and a list on paper

Sign up in a couple of minutes. Download the app to see your your position on the list, and how to jump ahead.

2. Secure an invite

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If an invite arrives in your inbox, you can then sign up to get early access.

3. Try a paid plan for free

Illustration of some money with wings

You’ll get access to our free account, but you can try Pro or Team for 12 months totally free. Plus get €25 when you activate your card.

Questions? Answers.

How much does Monzo Business cost?

Early access is completely free for the first year! 

Our Lite plan is always free and Pro and Team are completely free for 12 months, then Pro is €7 a month and Team starts from €20 a month. Ts&Cs apply.

We won’t charge for transfers in the Eurozone. And to accept card payments we won’t charge our own fee, we will only pass on Stripe’s fee of 1.5% + €0.25 for each payment.

Is Monzo Business available to sole traders and freelancers?

Yep. All our Monzo Business Accounts will be available to eligible sole traders, freelancers and limited companies.

Can I lodge cash into the account?

Not right now but we know this is important to businesses so we’re working on it.

Can I take out a business loan?

We don't offer business loans right now, no. We’ve been focusing on cashflow and tax management but we know that borrowing’s important to businesses and want to make loans available one day. Watch this space!

Does Monzo Business offer savings?

We don't at the moment but we know that earning interest on your money is something businesses care about and want to make savings accounts available soon.

Is Monzo a real bank?

Yes! We're a regulated Irish bank with an office in Dublin, an Irish banking licence, local Irish IBANs. We're authorised and regulated by the Central Bank of Ireland and part of the Deposit Guarantee Scheme, which means your eligible deposits are protected up to €100k.

We’re new to Ireland but we have 800,000 business customers in the UK.

Is Monzo safe?

Absolutely, we're a licensed bank that's authorised and regulated by the Central Bank of Ireland and part of the Deposit Guarantee Scheme (DGS), which means your eligible deposits are protected up to €100k. If you’re not familiar with the DGS, it’s basically there to repay you the money in your current, joint and savings accounts up to €100k if your Irish bank, building society or credit union went out of business for some reason.

You might like to know that we have an office in Dublin and although we're new to Ireland, we have 14 million customers in the UK already.

Our industry-first security controls for large payments – like trusted contacts, QR code scanning and known locations – are just a few ways we’re protecting you and your money. Plus things you might already be familiar with, like card freezing if your card gets lost or stolen, and fingerprint or facial recognition to approve online shopping and getting into your Monzo app.

Does Monzo Business have online banking?

We do. You can access your business account in the mobile app and on your laptop or computer using our web app.

How is Monzo Business different?

A Monzo Business Account makes life easier for you and your customers. 

We don’t offer loans or support funding programmes right now but instead we’re focusing on what matters to you day to day. Like giving you genuinely helpful cashflow insights, automated tax saving tools, simplified ways to manage your money (and run your business!) and maybe most important of all, a variety of ways to get paid in person or online. 

It’s business banking that’s there when you need it and not just when we’re open.

And best of all? Our everyday essentials are completely free and early access to our upgrade plans is free for your first 12 months. Ts&Cs apply.

How does the waitlist work?

We're launching fully in Ireland very soon but until we do, we've set up a waitlist for people to get their hands on an early access version of Monzo Business.

Here's how it works. You pop your name on the waitlist and download the Monzo app to find out your position. Once you’ve secured your spot on the waitlist you'll have opportunities to move up the list, earning rewards along the way.

When you get to the front we'll invite you to sign up for early access. And then once you’re in and you’ve activated your card we’ll give you €25 to get you started and you can get Pro or Team absolutely free for 12 months. After that, Pro is €7 a month and Team starts from €20 a month. Ts&Cs apply.

How do I contact Monzo?

Speak to a real-life human if something urgent comes up. We're available through in-app chat when you need us.