A simple way to manage your money
You don’t need Honours Maths to understand your spending. Our clever money management tools make better budgeting a breeze.
Ts&Cs apply.
Organise your life with Pots
Want to manage what you spend on monthly food shopping? Or separate your DIY money from your deli counter fund? Pots make budgeting easy. Create up to 20 to keep your money in order.
Separate your spending with virtual cards
Extra cards you can create and delete as you like for budgeting and security.
Only want to spend a certain amount on flat whites this month? Create a ‘Takeaway Coffee’ Pot, add some money and link a virtual card to it. Once the Pot runs dry, you’ll know you’ve hit your limit.
Money that knows where it’s going
Round up change
Any time you spend more than €1, we'll round up the change to the nearest euro and put it in a Pot of your choice. Just turn on roundups and away you go.
Organise your salary
Automatically divide your hard-earned money into spending, savings and bills with our Salary Sorter. So you know exactly what’s what.
Tame your bills
Set up Direct Debits and standing orders to come directly from a Pot. This keeps the money for your bills separate so you can be sure your outgoings are covered.
Get a 360° view of your money with connected banks
Keep a clear view of your finances by linking your AIB, Bank of Ireland, Permanent TSB, and Revolut bank accounts to Monzo.
See your balances and transactions, and move money around with easy bank transfers. You’ll need to refresh access every 90-180 days.
Call things what they are with custom categories
Create your own categories to group your spending in a way that suits you.
That way you can track how much you spend on taxis, coffees, takeaways – you name it (literally). You can even give each of your custom categories a name, icon and colour.
See your spends with Trends
Trends breaks down your money habits into three useful categories – Balance, Spending, and Targets – so you can feel more in control of your money.
Balance
Track your account balance over time, and get specific insights like your total money in and out – plus a whole lot more.
Spending
Get a monthly or yearly overview of your spending, as well as category breakdowns so you can spot patterns in specific areas.
Targets
Set how much you want to spend each month with Targets, and track your progress on an interactive graph.
Join the waitlist
15 million personal and business customers in the UK already bank with Monzo – now it’s Ireland’s turn. Join the waitlist now for the chance to get early access.
