Sending money with Monzo
You can send money in a few different ways with Monzo.
To another Monzo customer
Go to Payments, select the person you want to pay, enter the amount and tap Send.
If the other person is with you, go to Payments → Pay someone and tap Nearby in the top right corner to find them more quickly.
Monzo-to-Monzo payments arrive instantly. You can undo a payment immediately after sending it. The undo timer is 15 seconds by default and can be extended to 60 seconds in Settings.
By Pay Anyone link
Go to Payments → Pay someone → Pay someone new → Pay Anyone by link.
Enter the amount and share the link. The recipient enters their own bank details, and the money only moves once they've completed the payment.
By bank transfer
Go to Payments → Pay someone → Pay someone new → Add bank details.
Enter the recipient's IBAN and full name, then confirm the payment.
Bank transfers usually arrive the same banking day or the next banking day.
If a transfer was rejected, the money never left your account. If it shows as completed but hasn't arrived, contact us and we'll check it. If you sent money to the wrong account, contact us as soon as possible. We'll ask the receiving bank to return the funds, but we can't guarantee they'll be recovered.
