Applying for a Monzo Business account if you don’t have a personal or joint Monzo account

How to apply for a business account without a Monzo personal or joint account

There are a few types of business that we can’t offer Monzo accounts to at the moment. So have a read of our eligibility criteria to make sure you qualify – it should only take a few minutes.

Once you’ve done that, you’ll need to have a few documents ready for your application. Those are:

You’ll need to make sure your Companies House information is up to date. Doing this will make it easier for us to check your business’ details.

We’ll also need to check any people who have significant control in your business, as shown in your Companies House information. You’ll need their ID to hand to show it to us. Or they’ll have to have a personal account with us – we can use that to check they are who they say they are. Find out more about why we have to do that.

Start by downloading our mobile app (search for ‘Monzo’ in the App Store on iPhone or Google Play on Android). Then open it to start your application.

We’ll ask for your email, and what kind of account you’d like to apply for – that’s where you choose our business account.

Just so you know, if you later decide to open a different type of Monzo account (like a personal one) you’ll have to use the same email address and phone number. So bear that in mind when you’re deciding which ones to sign up with.

Started an application before? Make sure you use the same phone number and email to pick up where you left off.

We’ll start by asking you some questions about your business and how you plan to use the account. So that’ll be things like the industry you work in, what your business does, countries you do business with, and what your turnover is.

Giving us this information will help us get you up and running more quickly.

Lite accounts are free. Pro accounts cost £9 a month (your first month is free). Find out what’s included in each account.

And that’s it. We’ll now start checking the information you’ve given us. That should only take a day or two. But if there are people with significant control other than you in the business who don’t have a personal account with us, it might take a bit longer.

We might contact you if we’ve got questions or need more information – so keep an eye on your app notifications and your emails.

As soon as you’re approved, we’ll let you know. And you can start using your new Monzo Business account right away.

It’s really quick and easy – find out how.