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Jars

Help/Jars
  • 🏦 General info
  • 🎁 Referring friends
  • πŸšͺ Signing up
  • πŸ‘¬ Joint accounts
  • πŸš€ Monzo Pro
  • πŸͺͺ Updating your profile
  • πŸ’Έ Adding money
  • πŸ’³ The Monzo card
  • πŸ“± Virtual cards
  • πŸ‘₯ Transferring money
  • πŸ«™ Jars
  • πŸ“Š Trends

Help articles

  • 🏦 General info
  • 🎁 Referring friends
  • πŸšͺ Signing up
  • πŸ‘¬ Joint accounts
  • πŸš€ Monzo Pro
  • πŸͺͺ Updating your profile
  • πŸ’Έ Adding money
  • πŸ’³ The Monzo card
  • πŸ“± Virtual cards
  • πŸ‘₯ Transferring money
  • πŸ«™ Jars
  • πŸ“Š Trends
Help/Jars

Jars basics

  • What are Jars?
  • Transferring money between Jars
  • Β How many Jars can I have?
  • What is Salary Sorter?
  • What are round up payments?
  • What happens if I lock a Jar?

Savings Jars

  • How do I earn interest with Monzo?
  • Savings Program Interest Rate Sheet
  • Sutton Sweep Program
  • Do my Savings Jars have their own account number?
  • Are there any limits on how often I withdraw money from my Savings Jars?
  • Are Savings Jars secure and FDIC insured?
  • Can I have a Savings Jar in my joint account?
  • Setting a goal on a Jar

Expense Jars

  • What is an Expense Jar?
  • Creating and Editing an Expense Jar
  • Where can I find my Expense Jar's account number or card number?

Tax Documents and 1099-INTs

  • Do I have to pay taxes on my Savings Jars?
  • Why didn’t I receive a 1099?
  • How do I fix an error on my 1099?
  • How can I check how much interest I earned last year?
Monzo Bank
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Existing customers can get help via the app

Monzo’s Savings Jar Annual Percentage Yield (APY) is up to 3.75% as of January 8, 2025. The APY may change at any time.

This website is operated by Monzo Inc. Monzo reserves the right to restrict or revoke any and all offers at any time.

Monzo is a financial technology company, not a bank or FDIC-insured depository institution. Monzo accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply which you can learn more about here.

The Monzo mobile banking app facilitates access to banking and deposit services provided by Sutton Bank, Member FDIC. The Monzo Mastercard Debit Card is issued by Sutton Bank, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Β© 2024 Monzo, Inc. All rights reserved.