Savings Program Interest Rate Sheet (Lead Accounts)

This Interest Rate Sheet is part of and incorporated into your Lead Bank Savings Agreement and only applies to Savings Jars. See the Lead Bank Interest Bearing Account Agreement for additional information and the definition of capitalized terms that are not otherwise defined in this Interest Rate Sheet.

Savings Jars enable customers to earn interest on their long term savings goals.

Effective as of 28th July 2025

Personal Savings Jars

Base rate:

  • 2.00% Annual Percentage Yield (APY)

  • 1.98% Interest Rate

Pro rate:

  • 3.75% Annual Percentage Yield (APY)

  • 3.69% Interest Rate

All personal Savings Jar balances earn our Base rate by default. Some customers may be offered our Pro rate, including all Monzo Pro subscribers.

Joint Savings Jars:

All balances earn the following rate:

  • 3.75% Annual Percentage Yield (APY)

  • 3.69% Interest Rate

The interest rate and APY above are effective as of the date indicated, and are variable rates. These rates may be changed at any time, in Lead or Monzo’s discretion, without advance notice to you. Changes will be posted on this Interest Rate Sheet.

Please check this page for the latest interest rates and APYs

Was this article helpful?

Related articles