Meet our free hot coral debit card
However you spend, our debit card is there for you. And pay what you expect: there’s zero fees and free cash withdrawals at over 40,000 Moneypass ATMs.
Banking services provided by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.
Zero fees
Monzo means no minimum balance, no monthly subscription, no transfer fees, and no joining fees. We’ll stop there, but you get the picture.
Security you can count on
Safer shopping
Enjoy a more secure shopping experience with instant notifications. Every time your card is used, you’ll see the name of the shop, the location and the amount.
Cutting-edge tech
Freeze your card straight from the Monzo app if it gets lost, stolen or you suspect fraud. Enable Biometrics for an added layer of security.
FDIC protection
With Monzo, your money is eligible for insurance up to $250,000 through our partner Sutton Bank, Member FDIC.*
Free ATM coverage nationwide
Choose from 40,000+ MoneyPass ATMs where you can withdraw cash for free.
Save as you spend
Every time you spend money, we’ll round it up to the nearest dollar and put the spare change in a Jar for you. All you need to do is switch on roundups.
Track your tips
Tip Tracker works out tips for you and updates your balance in real time, so you won’t be surprised later on. Our customers requested this feature. You ask for it, we build it.
* How does FDIC insurance work? Your funds are held at Sutton Bank, Member FDIC. Monzo is a financial technology company, not a bank or FDIC-insured depository institution. Monzo accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about here.
Open a free account
Download on iOS or Android and join more than 10 million people who've made their money more Monzo.
