Virtual cards

Reduce the risk with our range of virtual debit cards. Keep your free trials free and your real card details secret.

Monzo is a financial technology company; not a bank. Banking services are by Lead Bank or Sutton Bank; Members FDIC. T&Cs apply.

Just like a real card

All virtual cards have unique card numbers and CVCs. And money comes straight from your main Monzo account. Perfect for when you don’t want to use your physical card.

Cover your bases

Free trial card

These virtual cards cancel after the card is checked, so you won’t be charged later, keeping free trials free.

Single-use card

Handy for risky shopping situations - these virtual cards cancel after one purchase.

Standard cards

Create a card for repeat use. Set it to auto-cancel for when you don’t need it anymore.

Give your cards character

Name your cards and choose the color. You can change your customizations whenever you like.

Use with Apple Pay or Google Pay

You can add all your cards on Apple Pay or Google Pay so you’re able to use them in-person and online.