Under 16s: What your child can do

Under 16s have a child-friendly version of the Monzo app with limited functionality to keep them safe.

Under 16s can:

  • See their balance and activity.

  • View their card and account details.

  • Use Pots to create savings goals and schedule payments.

  • Freeze their card if it's lost or stolen.

  • Customise their app wallpaper, app icon, and profile picture.

Under 16s can't:

  • Send money to others; they can only receive it.

  • View their PIN: You will need to show them their PIN in your app.

  • Order a new card: You will need to order a replacement for them.

  • Open other Monzo accounts.

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