Reporting fraud

This article covers the immediate steps you should take if you believe you have been the victim of fraud.

1. Freeze your card immediately:

  • Tap the Home icon.

  • Tap the Card button on your card.

  • Tap Freeze card.

  • You can defrost your card at any time.

2. Check the payment details:

  • Check if you recognise the amount, merchant, location, date, and time. It's also worth checking if the payment is part of a subscription you've signed up for or if someone you know made the payment.

3. Report fraud:

  • If you still don't recognise the payment, submit a fraud report and we’ll look into it.

Keep in mind, card fraud isn't:

  • billing issues

  • damaged goods

  • cancelled or unintentional subscriptions

  • being treated unfairly by a company

In those cases, you should try and sort the problem with the merchant. If they can’t do anything to help, you can raise a dispute with us in the app.

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