HelpMonzo with lets you send and receive money without needing to know the other person’s account details. You can send money to anyone with a Monzo account through it, and receive money from anyone – even if they don’t have Monzo. You can request or send money to friends and family, split a bill, chip in for a present or reimburse someone.

To send money, all you need is their username, which you’ll need to check with them. And you’ll need to give your username to anyone who wants to send you money. The money moves instantly, and it’s totally free. To use

  1. Check to see that you have ‘Payments with Friends’ switched on in your Settings.
  2. Go to the Payments tab and tap Request. You'll see your unique link which you can share.

Note: You can't use a credit card to pay someone using

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