HelpMonzo with lets you send and receive money without needing to know the other person’s account details. You can send money to anyone with a Monzo account through it, and receive money from anyone – even if they don’t have Monzo.

Use it to request or send money to friends and family, split a bill, chip in for a present or reimburse someone.

To send money, all you need is the person's username. And you’ll need to give your username to anyone who wants to send you money. The money moves instantly, and it’s totally free.

Here's how to do it:

  • Check that you have Payments with Friends switched on in your Settings
  • Tap the Payments icon in the menu bar
  • Tap Request
  • Tap Share a link

Please note: you can't use a credit card to pay someone using

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