Receiving money with an Under 18s payment link
Your child's payment link lets family and friends send money to their Under 18s account.
Share their payment link
Open your child's Under 18s account.
Tap the three dots on their card.
Tap Share payment link.
Share the link with family or friends.
Anyone with the link can pay using a debit card — they don't need Monzo. You'll be notified when your child receives money and can see the details in your app.
Payment link limits
Your child can receive up to €250 through payment links in any rolling 30-day period.
Someone without Monzo can send up to €100 in one payment.
Monzo customers can send up to €250. If this uses the full €250 allowance, new payment-link payments will be declined until enough older payments fall outside the rolling 30-day period.
Bank transfers and Bizum
From age 14, you can switch on payments for your teen.
Once they've completed their payments identity check, they'll get their own IBAN and BIC and can receive SEPA Standard and SEPA Instant euro payments.
They can also receive money with Bizum once they've activated it separately using their Spanish mobile number.
If payments aren't switched on, your teen won't have an IBAN and can't activate Bizum.
Still need help?
Contact us in the app.
