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Life-proof Bizum
We designed our Bizum for real-life expense sharing drama. Undo payments, track who’s paid and never chase anyone again.
Connect
Make your money click
Bring all things money — from bill splits to your other bank accounts — into one place.
No account maintenance fees. 0% AER, 0% NIR. See a list of the main services associated with a payment account and Fees and Charges.
Ratings and customer figures shown relate to our UK customers. The App Store, Google Play Store and Trustpilot ratings are correct as of 27 October, 2026.
See all your bank accounts together
Connect your other bank accounts to Monzo to see all your balances, spending and payments in the same app.
Then use trends to get a better understanding of where your money goes across all your accounts.
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Stay on top of your family’s money
Manage bills, your kids pocket money or your date night fund with our free Joint and Under 18s bank accounts.
Free personal account
Yes, really. There’s no account maintenance fees, and no strings attached.
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Free joint account
Household bills, sorted. Holidays together, made simple. Make doing life together easier with a joint bank account (that’s also easy to open).
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Free U18s account
Give your kids aged 6–17 their own free account and card, while staying connected from yours.
Set limits, get instant notifications and help them learn how to spend and save.
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Keep track of payments
Know who’s paid for dinner and who still owes for padel in a glance.
Undo a payment
Wrong Juan? No problem. You have a full minute to take back your bizum.
Keep it all together
Related bizums are grouped so you don’t get lost in the scroll.
We'll chase bizums for you
We send reminders until everyone’s paid you. No worries, we’re nice.
Life-proof Bizum
We designed our Bizum for real-life expense sharing drama. Undo payments, track who’s paid and never chase anyone again.
Keep track of payments
Know who’s paid for dinner and who still owes for padel in a glance.
Undo a payment
Wrong Juan? No problem. You have a full minute to take back your bizum.
Keep it all together
Related bizums are grouped so you don’t get lost in the scroll.
We'll chase bizums for you
We send reminders until everyone’s paid you. No worries, we’re nice.
Apply for an account in 15 minutes
We asked thousands of Spanish customers what they want from their bank. Then we built it. No account maintenance fees.
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Step 1
Open a free Monzo account
It takes just 15 minutes to apply, and comes with innovative features to help you bring your financial world together in one place.
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Step 2
Fill out a few questions
We'll ask you some questions to help us set up your account, but there's no lengthy paperwork to fill in. In fact, it only takes a few minutes.
Step 3
Add your Hot Coral card to your digital wallet
Once your account's open, you can start using your card straight away with your digital wallet.