1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

Savings

Save the easy way with Monzo

Grow your money with up to 2,50 % AER (2,47 % NIR) interest, and no withdrawal fees. Turn on automated round ups to save spare change from card payments and boost your savings as you spend.

Join the waitlist

Person relaxing beside an open suitcase while round-up savings accumulate on screen.

Monzo current account required. Interest is settled monthly and applies to any amount deposited in the Monzo Savings account, with a €100,000 limit. At a rate of 2,50 % AER (2,47 % NIR) , maintaining a daily balance of €10,000 in a Monzo Savings Pot for 12 months would generate €250.00 in gross interest.

16 million customers

4,9

App Store

4,8

Google Play

4,6

Trustpilot

Ratings and customer figures shown relate to our UK customers.

Make more of your savings

Grow your money

Make your money go further with a great interest rate – up to 2,50 % AER (2,47 % NIR).

Join the waitlist

Phone showing an Instant Access Savings Pot with interest rate details.

Instant withdrawals

Withdraw money whenever you need it without withdrawal fees. Want fewer temptations? Hide your Savings Pots from your home screen and reveal them when you're ready.

Join the waitlist

Phone showing Round-ups automatically saving spare change after purchases.

No minimum deposit

There’s no minimum amount you need to add to open a Savings Pot. You can add up to €100,000 in your Instant Access Savings Pot.

Join the waitlist

Phone displaying an instant withdrawal from a Savings Pot.

Build a savings safety net

We’ll help you set spending goals based on spending trends. You can adjust this up or down and see how long it'll take you to reach your goal.

Join the waitlist

Ilustración a color de monedas apiladas dentro de una red de ahorros.

Put money aside with Pots

Pots make saving feel doable. Pop your money into a Pot, set yourself a goal, then sit back and watch your savings grow. Create up to 20 Pots for different goals – like a weekend escape, or for the future.

Join the waitlist

Savings Pots for holidays, car costs, emergencies, restaurants and bills.

Join the waitlist for a chance to get early access

Be one of the first people to try Monzo in Spain.

Get on the waitlist

Step 1

Join the waitlist

Sign up in a couple of minutes. Download the app to see your position on the list, and jump ahead buy inviting your friends and family.

Step 2

Secure an invite

If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.

Step 3

Once you’re approved, you can add money and start spending on your hot coral card.