Save on easy mode
Make saving feel easier with smart features that help turn cents into banknotes.
Savings
Grow your money with up to 2,50 % AER (2,47 % NIR)
Grow your money with up to 2,50 % AER (2,47 % NIR)
Earn interest monthly on your savings without locking your money away. Withdraw your money without fees, whenever your plans call for it.
:format(avif))
Monzo current account required. Interest is settled monthly and applies to any amount deposited in the Monzo Savings Pot, with a €100,000 limit. At a rate of 2,50 % AER (2,47 % NIR) , maintaining a daily balance of €10,000 in a Monzo Savings Pot for 12 months would generate €250.00 in gross interest.
Ratings and customer figures shown relate to our UK customers.
Fee-free Instant Access Savings
A great rate
Make your money go further with a great interest rate – 2,50 % AER (2,47 % NIR).
:format(avif))
Instant withdrawals
Withdraw money whenever you need it without withdrawal fees. Want fewer temptations? Hide your Savings Pots from your home screen and reveal them when you're ready.
:format(avif))
No minimum deposit
There’s no minimum amount you need to add to open a Savings Pot. You can add up to €100,000 in your Instant Access Savings Pot.
:format(avif))
:format(avif))
Get more out of your money
If you had €10,000 in your Colchón Savings Pot, you'd earn €179.99 in interest over a year at a rate of 2,50 % AER (2,47 % NIR). Interest is paid monthly, while your money stays ready for your future plans.
This example assumes no deposits or withdrawals during the year.
:format(avif))
Join the waitlist for a chance to get early access
Be one of the first people to try Monzo in Spain.
Step 1
Join the waitlist
Sign up in a couple of minutes. Download the app to see your position on the list, and jump ahead buy inviting your friends and family.
Step 2
Secure an invite
If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.
Step 3
Sign up to Monzo
Once you’re approved, you can add money and start spending on your hot coral card.