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1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

Monzo Split

Monzo Split

Whether it's for dinner, drinks or a weekend away, split the bill with Bizum in seconds. We’ll do the chasing for you if anyone forgets to pay.

Friends sharing a meal, with Monzo showing the option to split the bill.

16 million customersbank with Monzo

4,9

App Store

4,8

Google Play

4,6

Trustpilot

Ratings and customer figures shown relate to our UK customers. The App Store, Google Play Store and Trustpilot ratings are correct as of 28 September 2026.

Split one-off and ongoing costs

Split one off bills with Bizum

Paid for dinner? Split the bill with anyone—even if they don't bank with Monzo. Choose how to split the payment, send every Bizum request at once, and we'll chase anyone who forgets for you.

Notificación de Monzo mostrando una compra de 45,30 € en La Buonapasta dividida a partes iguales con Alba.

Open a Running Split

For repeating costs, like household bills, or accommodation and food on group trips.


Name your Split, invite friends from anywhere in the world, and add the things you’d like to track and settle. We’ll do the maths on who owes what.

Monzo app showing shared expenses and who owes what.
Monzo Logo

Bizum’s better with Monzo

Everything you expect from Bizum—with a few extra features that make paying, getting paid back and staying safe even easier.

We’ll do the chasing

We’ll send reminders to your friends if they forget to pay, so you don’t have to.

Phone notification reminding a customer to pay Alba back for Honest Greens.

Stay one step ahead of scams

We’ll warn you before paying a Bizum request that looks suspicious.

Monzo warning that a Bizum payment request looks suspicious before you pay.

Undo payments

Sent money to the wrong person? Undo your payment in 15 seconds.

Monzo app showing the option to undo a Bizum payment.

Prove you’ve paid

Share payment confirmation when someone pays in a tap.

Proof of a completed Bizum payment in the Monzo app.
    Monzo Logo

    Bizum’s better with Monzo

    Everything you expect from Bizum—with a few extra features that make paying, getting paid back and staying safe even easier.

    We’ll do the chasing

    We’ll send reminders to your friends if they forget to pay, so you don’t have to.

    Phone notification reminding a customer to pay Alba back for Honest Greens.

    Stay one step ahead of scams

    We’ll warn you before paying a Bizum request that looks suspicious.

    Monzo warning that a Bizum payment request looks suspicious before you pay.

    Undo payments

    Sent money to the wrong person? Undo your payment in 15 seconds.

    Monzo app showing the option to undo a Bizum payment.

    Prove you’ve paid

    Share payment confirmation when someone pays in a tap.

    Proof of a completed Bizum payment in the Monzo app.

    Simplify ongoing costs with Running Splits

    Track, split and settle up ongoing costs by opening a Running Split. It’s free!

    Do it all on Monzo

    Don’t fancy creating a ‘who owes what’ group chat? Add, track, pay and chase payments all in the app.

    Monzo app showing a group trip to Italy, with balances between friends for shared expenses.

    Pay and get paid in one tap

    Settle a Split in one tap – even if they don’t bank with us. Just make sure you add their bank details first.

    Woman using her phone, with Monzo showing a €35.20 balance to settle.

    Pay in full or bit by bit

    If there’s a bigger balance to pay, you can settle up in smaller chunks.

    Monzo app showing the option to pay €25 towards a €50 outstanding balance with housemates.

    Join the waitlist for a chance to get early access

    Be one of the first people to try Monzo in Spain.

    Phone showing the early-access waitlist sign-up form.

    Step 1

    Join the waitlist

    Sign up in a couple of minutes. Download the app to see your position on the list, and jump ahead buy inviting your friends and family.

    Phone showing an invitation to join Monzo early access.

    Step 2

    Secure an invite

    If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.

    Phone showing a new Monzo account after joining early access.

    Step 3

    Sign up to Monzo

    Once you’re approved, you can add money and start spending on your hot coral card.

    Phone showing the early-access waitlist sign-up form.

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