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1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

Security features

Smart protection for your money

Keep your money safe with built-in security features, 24/7 support for anything urgent and fraud prevention designed to help protect you.

Tarjeta de Monzo delante de una familia en su casa, que presenta las funciones de seguridad.

16 million customers

4,9

App Store

4,8

Google Play

4,6

Trustpilot

Ratings and customer figures shown relate to our UK customers.

Security tools that put you in control

Keep your money safe with fraud protection and 24/7 support for urgent matters.

Phone displaying the Monzo account overview and card controls.
Phone displaying the Monzo account overview and card controls.
Phone displaying the Monzo account overview and card controls.

    Keep your identity protected

    You can use biometrics every time you access the Monzo app on your phone. And the video selfie you take when you apply is to prevent impersonation. 


    Monzo’s customer support will never ask for your passcode or card number. Just like we’ll never ask you to make a bank transfer.

    Phone creating a virtual card for safer online shopping.

    No branches, no problem

    Don’t stand in long queue lines to get the help you need. Head to the app to chat with a friendly human if something urgent comes up.

    A chat from a Monzo Customer Service representative saying "Hey, how can we help you today?"

    Use virtual cards for safer online shopping

    Create virtual cards to keep your online payments secure. They come with their own unique details, so you can shop online without sharing your main card number. You can also set an expiry date, so the card automatically deletes when you want it to.

    Phone creating a virtual card for safer online shopping.

    Join the waitlist for a chance to get early access

    Be one of the first people to try Monzo in Spain.

    Phone showing the early-access waitlist sign-up form.

    Step 1

    Join the waitlist

    Sign up in a couple of minutes. Download the app to see your position on the list, and jump ahead buy inviting your friends and family.

    Phone showing an invitation to join Monzo early access.

    Step 2

    Secure an invite

    If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.

    Phone showing a new Monzo account after joining early access.

    Step 3

    Sign up to Monzo

    Once you’re approved, you can add money and start spending on your hot coral card.

    Phone showing the early-access waitlist sign-up form.

    We’re not talking about the crunchy, tasty kind. These cookies help us keep our website safe, give you a better experience and show more relevant ads. You can learn more about our cookie policy.

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