They've got this. And you've got them.
From instant notifications to spending limits, Monzo helps you stay on top of your family's money every day.
Under 18s
Monzo for Under 18s
A free account for them, with controls set by you. Kids aged 6-17 get their very own neon card to spend, save and get paid with.
Ages 6-17 • Parent / guardian account needed • No account maintenance fees. 0% AER, 0% NIR. See a list of the main services associated with a payment account and Fees and Charges.
Ratings and customer figures shown relate to our UK customers. The App Store, Google Play Store and Trustpilot ratings are correct as of 27 October, 2026.
The free account that keeps up as they grow up
They’ll get their own neon card and can see their money in the app – we’ve made it child-friendly for them.
Meanwhile you can keep an eye on things, set spending limits and schedule pocket money. Plus, there are no account maintenance fees. 0% AER, 0% NIR.
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Their card, their choice
They can choose a bright card colour to make it feel like their own.
Get notified about their spending
See every payment as it happens, so you're always in the loop.
Freeze their card
Lost their card? Freeze it in seconds, then unfreeze it whenever it's found.
Set spending limits
Choose daily spending limits and turn cash withdrawals and online payments on or off.
They've got this. And you've got them.
From instant notifications to spending limits, Monzo helps you stay on top of your family's money every day.
Their card, their choice
They can choose a bright card colour to make it feel like their own.
Get notified about their spending
See every payment as it happens, so you're always in the loop.
Freeze their card
Lost their card? Freeze it in seconds, then unfreeze it whenever it's found.
Set spending limits
Choose daily spending limits and turn cash withdrawals and online payments on or off.
An IBAN of their own
Once your child’s 14, you can unlock their own account details so they can send and receive money direct.
They’ll get built-in help for the tricky bits. You’ll get controls you can loosen as they learn the ropes.
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Spark their interest with 2.5% AER (2.47% NIR)
Help them build savings habits that actually stick. They’ll earn 2.5% AER, 2.47% NIR with an Instant Access Savings Pot — a savings tool linked to their Monzo account that lets them set money aside and earn interest.
Interest is paid monthly, so they can watch their money grow. Whether it’s a big trip or a new hobby, they can also set a savings goal to help keep them on track.
Available within their U18s account, with a maximum total balance of €100,000 across their Savings.
Money for kids, sorted.
No more counting out coins – money's sorted with Monzo.
Pocket money, sorted
You can send kids one-off payments in 3 taps, or set up a schedule to pay them pocket money regularly.
Gifts, sorted
Share their payment link so friends and family can send money straight to your child – they can be sent up to €250 in total over a 30 day period.
Travel, sorted
They can pay for daily travel and take their card on school trips. They can even pay for things abroad with no foreign exchange fees.
