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Banking made for everyday life
Which means 24/7 support for anything urgent, clear visibility of your finances, and no complicated paperwork.
Joint bank account
Simplify shared costs with a free joint bank account
Simplify shared costs with a free joint bank account
Household bills, sorted. Holidays together, made simple. Make doing life easier with a joint bank account that’s also easy to open.
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No account maintenance fee. 0% AER, (0% NIR). You'll both need a Monzo account. 18+.
Ratings and customer figures shown relate to our UK customers.
One for you, one for me
Simplify household spending and prepare for the future together with our free joint account. Partner, spouse, housemate or soulmate – as long as you’re both Monzo customers you're eligible to apply.
And with a joint bank account, you each get a pearlescent white debit card to use for shared spending and saving.
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Supercharge your shared savings
Grow your money and save for future plans together with up to 2,50 % AER (2,47 % NIR) paid monthly on joint Instant Access Savings. There’s no minimum deposit. And interest is paid monthly.
Less bill-splitting, more sobremesa
Less time settling up, more time enjoying life together.
Use your joint account for everything you share — from bills and groceries to dinners out and your next weekend away.
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24/7 support for anything urgent
You can speak to us through our in-app chat – whenever, wherever. We're here for you 24/7.
Get to know spending
Instant notifications make it easy to stay on top of your spend so you’re in the know wherever you go.
No hidden fees
No account maintenance fees for you or your family with Monzo current accounts. 0% AER, 0% NIR.
Your money, kept secure
Advanced security features help keep your account protected.
Banking made for everyday life
Which means 24/7 support for anything urgent, clear visibility of your finances, and no complicated paperwork.
24/7 support for anything urgent
You can speak to us through our in-app chat – whenever, wherever. We're here for you 24/7.
Get to know spending
Instant notifications make it easy to stay on top of your spend so you’re in the know wherever you go.
No hidden fees
No account maintenance fees for you or your family with Monzo current accounts. 0% AER, 0% NIR.
Your money, kept secure
Advanced security features help keep your account protected.
Join the waitlist for a chance to get early access
Be one of the first people to try Monzo in Spain.
Step 1
Join the waitlist
Sign up in a couple of minutes. Download the app to see your position on the list, and jump ahead buy inviting your friends and family.
Step 2
Secure an invite
If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.
Step 3
Sign up to Monzo
Once you’re approved, you can add money and start spending on your hot coral card.