Split bills in a few taps
Add everyone (even if they’re not on Monzo), choose how to split and send all your bsizum requests in one go.
Bizum
Our Bizum does more,
so you can do less
Undo a payment gone wrong, split bills however you like, and let us chase that friend who takes forever to pay.
No account maintenance fees. 0% AER, 0% NIR. See a list of the main services associated with a payment account and Fees and Charges.
Ratings and customer figures shown relate to our UK customers. The App Store, Google Play Store and Trustpilot ratings are correct as of 27 October, 2026.
Pay, split, track and settle up
From tapping your card to making sure you get paid back by everyone, we’ve got your back the whole way.
Bizum, but make it Monzo
Everything you already know about Bizum, done our way. Split bills, skip the chase and settle up in one wonderfully simple app.
What’s paid together, stays together
Bizum payments from the same dinner, trip or gift are grouped together automatically, so you don’t have to go looking for them one by one.
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Send bizums in a few taps
Send money faster with shortcuts, simpler journeys and less tapping.
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Bizum on all your Monzo accounts
Send bizums from a Personal, Joint or U18 account and switch anytime.
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Monzo’s got your back
Smart features meant to take a load off your mind (and your group chats).
We’ll do the chasing
We send payment reminders until everyone’s paid you. No worries, we’re nice.
Stay one step ahead of scams
We’ll warn you before paying a bizum request that looks suspicious.
Undo payments
Tapped the wrong friend? You’ve got a full minute to undo.
Keep track of payments
Know who’s paid for dinner and who still owes for padel in a glance.
Monzo’s got your back
Smart features meant to take a load off your mind (and your group chats).
We’ll do the chasing
We send payment reminders until everyone’s paid you. No worries, we’re nice.
Stay one step ahead of scams
We’ll warn you before paying a bizum request that looks suspicious.
Undo payments
Tapped the wrong friend? You’ve got a full minute to undo.
Keep track of payments
Know who’s paid for dinner and who still owes for padel in a glance.
Apply for an account in 15 minutes
We asked thousands of Spanish customers what they want from their bank. Then we built it. No account maintenance fees.
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Step 1
Open a free Monzo account
It takes just 15 minutes to apply, and comes with innovative features to help you bring your financial world together in one place.
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Step 2
Fill out a few questions
We'll ask you some questions to help us set up your account, but there's no lengthy paperwork to fill in. In fact, it only takes a few minutes.
Step 3
Add your Hot Coral card to your digital wallet
Once your account's open, you can start using your card straight away with your digital wallet.