What your child can do with their account

Your child gets their own child-friendly version of the Monzo app, with limited functionality.

Your child can:

  • see their balance and activity

  • use their card in shops and online, within the limits set for the account

  • view their card details and billing address

  • use Pots, if available in their app

  • freeze their card if it’s lost or stolen

  • customise their profile picture, wallpaper and app icon

  • use Apple Pay or Google Pay from age 14, if the option shows in their app and their device supports it

Your child can’t:

  • send money to other people

  • use Bizum

  • make child bank transfers

  • send payment requests

  • make Monzo-to-Monzo payments from the child account

  • contact customer support themselves about the account

  • order a new card

  • open other Monzo accounts

  • change their own spending limits

If your child has a question or needs help with their account, they should speak to you first. If they still need support, you can get in touch with Monzo for them.

Please note: We can only provide support through you. Your child can't contact Monzo directly.

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We use 4 types of cookie. You can choose which cookies you’re happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.