What your child can do with their account
Your child gets their own version of the Monzo app, with features designed for Under 18s.
Your child can
see their balance and activity
use their card in shops and online, within the limits set for their account
view their card details and billing address
use Pots, if available
freeze their card if it's lost or stolen
customise their profile picture, wallpaper and app icon
use Apple Pay or Google Pay from age 14, if available and their device supports it
Payments from age 14
Once you've switched on payments and your teen has completed their payments identity check, they can send and receive SEPA Standard and SEPA Instant euro payments using their own IBAN and BIC.
They can also activate Bizum separately using their own Spanish mobile number. Once it's active, they can send and receive money with Bizum within the daily sending limit you set.
Your child can't
They can't:
make non-SEPA international payments
set up Direct Debits
send Bizum payment requests or invitations
change their own spending or sending limits
order a new card
open other Monzo accounts
contact us directly about their account
If your child has a question, they should speak to you first. If they still need help, you can contact us for them.
