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Monzo is a fully regulated bank in Ireland

Monzo is a real bank in Ireland. Monzo Bank Europe DAC (trading as Monzo) is a fully authorised bank regulated by the Central Bank of Ireland (CBI). This means we hold a banking license in Ireland, allowing us to offer a full range of banking services to our customers here.

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We use 4 types of cookie. You can choose which cookies you're happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.