I’m going abroad
You don't need to tell us if you're going away
We won’t block your card if we see you using it somewhere unusual. But we will let you know the local exchange rate when you arrive, and send you a summary report of your trip when you get home.
Your card should work anywhere that accepts Mastercard
When you travel, your Monzo card should work anywhere that accepts Mastercard. But we do find occasional issues with using Monzo cards in countries like Cuba, North Korea and Bulgaria. Our Community forum is the best place to ask questions about specific locations, and there are lots of tips for travelling too.
We don't charge any fees for paying by card
We also don’t mark up the exchange rate, so you’re always getting the best possible deal. Some card machines ask if you want to pay in pounds instead, so be sure to pick the local currency for the best exchange rate.
You can take out up to £200 on a rolling 30 day basis
After the first £200, we'll add a 3% charge to any money you take out. That's to cover our costs, we don't make a profit from it.
The 30-day period resets exactly 30 days after your first withdrawal, rather than at the start of a new month.
Your limits are shared across any account you have, so if you have a joint account your allowance is across both of them.
For example if you take out £150 on the 2nd of the month and £45 on the 5th, your limits would reset on the 2nd and 5th day of the next month. If you did a third withdrawal before those dates, then we'd charge the withdrawal fee.
You can check your live withdrawal limits any time via your 'Manage' card screen.
Some ATMs will also charge you a fee for taking out cash (which we don’t receive), so we recommend using a free machine whenever you can.
It's also worth noting that you may need to activate your magstripe to use some foreign ATMs
We hope you have a great time!
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