HelpPayments: getting startedMaking a cash deposit

Making a cash deposit

If you'd like to pay cash into your Monzo account, you can deposit cash at any of 28,000 PayPoint locations across the UK.

To deposit cash, follow these steps:

  • Find a shop displaying the PayPoint logo
  • Tell the shopkeeper you’d like to add money to your card, and how much
  • Hand over your card and the cash
  • The shopkeeper will swipe your card and return it to you with a receipt

We pass on a £1 fee for making the deposit to help us cover the costs of the service. For example, if you deposit £10 then we'll add £9 to your account. If you deposit £100, we'll add £99.

You can deposit between £5-300 in one go. And you can pay in a maximum of £1,000 every six months. If you’re 16-17 years old, that limit's lower, so you can only deposit a maximum of £500 every six months.

Deposits take around 10 minutes to appear in your account.

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