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Cashback explained

Get offers from well-known brands and earn money when you spend in person or online 💸

Tap to activate your offers, shop in person or online and see how much you’ve earned instantly.

Works across your Monzo cards and accounts

You can earn cashback on eligible card purchases you make on your personal account or joint account. That includes Plus, Premium and Flex Credit Card. You’ll also earn cashback if you check out using Apple Pay and Google Pay.

You can’t earn cashback on business account spending.

New offers at least every month

You need to activate an offer before you can use it. To be notified about new cashback offers:

tap your profile in the top left of Home tap ‘Settings’, then ‘Notifications’ toggle on ‘Cashback offers’

Your offers are shaped by the way you shop, so you might see different offers to other customers.

See what you’ve earned instantly

We show you instantly how much you’ve earned and your money will usually arrive within 3-4 days. We pay it into your Cashback Pot, which is separate to your main balance. As soon as it’s available, you can withdraw it instantly into your personal account.

If you get a refund after we’ve paid you cashback, we’ll take back the cashback. You can read full details in the cashback terms and conditions.

Need help with cashback?

If you think you’re missing cashback for a purchase, tap here to report it. Or for anything else, tap ‘Chat with us’.

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