Direct Debit Refunds

If a Direct Debit payment has already been taken from your account, you may be able to request a refund.

Under SEPA rules:

  • If the payment was taken in the last 8 weeks, you can request a refund and the money will be returned to your account straight away.

  • If it was taken between 8 weeks and 13 months ago, we’ll check whether it was correctly authorised before deciding if a refund can be made.

  • If it’s older than 13 months, refunds aren’t available through the banking scheme and you’ll need to contact the company directly.

Refunding a Direct Debit does not automatically cancel it. If you don’t want future payments taken, you’ll need to cancel the Direct Debit separately.

If a payment shows as Returned or Unpaid, the money was not taken from your account.

If you’re unsure about a Direct Debit or need help requesting a refund, contact us in the app by tapping here and we’ll guide you through it.

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