Applying for a 16-17s account

You can apply for a Monzo 16–17 account in two ways. Make sure you understand the difference before you start.

1. Apply from your Under 16s account

If you’re eligible, you’ll see the option on your Home screen. If not, check the 3-dot menu on your card.

We’ll guide you through the application step by step.

2. Apply independently

You’ll need to log out of your Under 16s account first:

  1. Tap your profile (top left)

  2. Tap Settings

  3. Tap Log out

You’ll be taken to the login screen.

  • Tap “I’m new to Monzo”

  • Enter your email address

Using the right email

If your Under 16s account already uses an email, you’ll need to use a different email address to apply independently.

To check:

  1. Tap your profile (top left)

  2. Tap Edit profile

If you don’t have another email, apply from Under 16s instead.

What the application involves

It takes about 15 minutes:

  1. Answer a few questions

  2. Take a photo of your ID

  3. Record a short video

This helps us confirm your details.

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We use 4 types of cookie. You can choose which cookies you’re happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.