Business Banking: Sending a golden ticket
Golden Tickets let you invite someone to join Monzo. If they claim your invite and complete the steps in time, you can both receive a reward.
How to send a Golden Ticket:
Open the Monzo app and go to Home
Tap the present icon (🎁)
Tap Share Golden Ticket
Send the full join.monzo link to your friend
What happens next:
The ticket is claimed when your friend enters their email on join.monzo
From that claim timestamp, they have 14 days to open Business Banking and make a qualifying card payment
They must use the same email address on join.monzo and in the Monzo app during signup
What counts as a qualifying payment:
✅ Card payments count
❌ Bank transfers and cash withdrawals don’t qualify
Business Banking referrals pay €100 when the criteria are met. Some campaigns may require activation before payout.
You can read more about the terms for Early Access Promotions here.
