Authorising different payments
You need to enter your PIN when making a payment, unless you’re using contactless to pay for something under £100.
If you don’t want to make a payment, don’t authorise the payment with your PIN or Touch ID.
In some instances, when you don’t have your PIN you can authorise payments using the details on your card. If you don’t want to authorise the payment, don't enter the details on your card.
Setting up a standing order
You can set up a standing order in the app.
Tap Add scheduled payment
Setting up a Direct Debit
To set up a Direct Debit, update your bank details with the company you want to pay so that they have your Monzo account number and sort code.
When you set up a Direct Debit, it’ll take at least three days to show up in your Scheduled Payments. (If you can’t see it after a week, we recommend getting in touch with the company you want to pay.)
Here's how to find your sort code and account number
Cancelling standing orders and Direct Debits
You can cancel standing orders and Direct Debits in the app.
Tap the payment you want to cancel
Tap Cancel standing order or Direct Debit
We recommend cancelling at least one day before the next payment's due to make sure you’re not charged. For Direct Debits, please also tell the company.
Making international payments
You can send international transfers with our Wise integration.
Tap Pay by bank transfer
Tap International transfer
The first time you use this feature, you’ll need to give us permission to use your Wise account. If you don’t have a Wise account, we’ll create one for you when you send the money.