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Paying in a cheque by post

Here’s how to pay a cheque into your personal or joint account by post.

These instructions are for personal accounts. For business accounts, there’s a different process to follow.

Things to check before you start

If there’s a mistake on a cheque we might not be able to pay it into your account. So as a quick ‘cheque check’, please make sure that:

  • The name matches the legal name on your account

  • The date is less than 6 months ago, and isn’t a future date

  • The amount is written in both words and numbers – and they match

  • It's in British pounds(£) and pence

  • It’s been signed

  • You've written your 8-digit account number and 6-digit sort code on the back – you can find these on your app

  • You’ve take a photo of the front and back, just in case something goes wrong

How to post your cheque

You can send it by regular or tracked post – both take 1 to 2 weeks. We recommend using tracked post.

Put your cheque in a stamped envelope and send to: Monzo, PO Box 7628, Bilston WV14 4DG

You can also send by FREEPOST, but this takes 3 to 4 weeks. To do this, just write FREEPOST MONZO on the envelope. (No stamp needed.)

We’ll let you know when we’ve got your cheque. It usually takes 3 to 6 working days from that point for the money to reach your account.

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