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Paying in a cheque by post

Here’s how to pay a cheque into your personal or joint account by post. For business accounts, follow these steps instead.

You can also deposit cheques up to £500 with the Monzo app by following this link

Before you start: make sure the cheque has been written correctly If there’s a mistake on a cheque we might not be able to pay it into your account. Check that:

  • The name matches the legal name on your account

  • The date is less than 6 months, and is not a date in the future

  • The amount is written in words and numbers – and they match

  • It's in British pounds (£) and pence

  • It’s been signed

  • That you've written your 8-digit account number and 6-digit sort code on the back – you can find these on your Home screen

  • Take a photo of the front and back, just in case something goes wrong

Choose how to post your cheque 📮 Send by regular or tracked post – takes 1 to 2 weeks

We recommend using tracked post. Put your cheque in a stamped envelope and send to: Monzo, PO Box 7628, Bilston WV14 4DG

🏤 Send by FREEPOST – takes 3 to 4 weeks

Write FREEPOST MONZO on the envelope – no stamp needed.

We’ll let you know once we’ve got your cheque. It usually takes 3 to 6 working days from that point to get your money.

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