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What is Monzo Premium?

Monzo Premium – banking that makes a statement

Monzo Premium is £15 per month. 6 month minimum. Must be aged 18-69. Ts&Cs apply

Turn heads with our white metal card, made from a single sheet of steel. With extensive phone and travel insurance, interest and so much more.

Get great value cover for your most prized possession, including theft, loss and accidental damage – even the dreaded cracked screen. Any accessories under £300 are also covered, like headphones, chargers or cases. With £75 excess.

Travel anywhere stress-free with covers you and your spouse or legal partner (including any couple in a common law relationship living permanently at the same address) and financially dependent, unmarried (or not living with their partner) children aged 19 years old or under at the start of a trip (or aged 21 years old or under at the start of a trip if still in full time education) when they’re travelling on a trip with you. Covers flight delays of more than 4 hours, lost valuables up to £750, winter sports and more. With £50 excess.

With Monzo Plus and Premium you'll earn an exclusive 4.60% AER (variable) interest (instead of 4.10%) on up to £100,000 in your Monzo Instant Access Savings Pot or your Instant Access Cash ISA.

Full financial visibility, with your other bank accounts and credit cards all in one place, and even your credit score. As well as personalised money management tools like custom categories, multiple categories per transaction, auto-exporting transactions and more. Withdraw up to £600 abroad fee-free every 30 days, and pay cash into your account for free 5 times a month.

Treat yourself with our new white metal card, exclusive to Monzo Premium. And offers from brands we think you’ll love.

For more information on what's included in Monzo Premium, click here

*Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person. This includes deposits in your Instant Access Pots.

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