Zurich, Powered by Qover, Travel Insurance - Pre-existing conditions

We've teamed up with Zurich, powered by Qover, to offer worldwide travel insurance exclusive to Monzo Premium customers

Your policy covers you and your family when travelling together for flight delays up to £250, emergency medical treatment up to £10 million, lost baggage up to £750 and winter sports up to £750 for trips under 45 days. With £50 excess.

By “family”, Zurich means legal partners and dependent children up to 19 years old (or 21 if in full time education). They’re only covered if they’re travelling with you. Exclusions apply, please read the Ts&Cs.

Having a pre-existing medical condition doesn’t mean you’re not eligible for Zurich travel insurance. But it does mean that any claims arising from pre-existing medical conditions will not be covered by the insurance. If you need to cover these on your travel insurance, the Money and Pensions Service has a directory of insurance policies that may let you claim for your pre-existing conditions. You can call them for free on 0800 138 7777, Monday to Friday, 8am to 6pm to find out more.

For more information about what's covered you can read the full terms and conditions