What is Trends?

The Trends tab provides a breakdown of your spending and balance over time, giving you helpful insights into how you spend your money each month. You can also set yourself an achievable spending budget with Targets.

With Monzo Plus/Premium you can see your spending and balance data across your other bank accounts. With Plus or Premium you can also create your own custom categories, so you can track your spending habits in even greater detail.

Trends is made up of three distinct views - balance, spending and targets. With all three views you can manage your finances, control your spending and save more across your Monzo account (and non-Monzo accounts if you have Plus or Premium).

With balance, you can see how much money you'll have left to spend once your bills and direct debits come out, so you can pace your spending all the way to your next payday.

With spending, you can see exactly how much you are spending and in which categories and merchants.

We recently launched targets to give you a budgeting tool that helps you set how much you want to spend each month and keep track of your progress on an interactive graph. You can set a single overall spending target for the month as well as spending targets for any, or all, of your categories! (Note: you can’t set a target for a category which you are excluding from your overall target)

Think of Trends as THE finance health check-up that’s only ever one tap away.