Fees and allowances

To view your fees and allowances, tap the three dots at the bottom right of your card, then select “Fees and allowances”.

You can withdraw up to €300 fee-free every 30 days, in Ireland or abroad.

You can withdraw more than €300 in a 30-day period, but anything over your €300 fee-free allowance has a 2.5% fee, with a minimum fee of €1.

A cash withdrawal might fail if you don’t have enough money in your account to cover both the withdrawal and any fee. We only charge a fee if you’ve gone over your fee-free allowance.

If you have a joint account, each account owner has their own allowance.

For example, if you withdraw €300 from your personal account, you’ll pay a fee if you withdraw again within 30 days from either your personal or joint account.

But if the other joint account owner hasn’t used their allowance, they can still withdraw €300 from the joint account fee-free.

There are no transaction fees for using your card in Ireland or abroad. We don’t charge exchange fees either, you can read more about our exchange rates here.

There are no fees for maintaining your account.

We don’t charge to replace your card if it was stolen, used for fraud, or expired.

For most other replacements, there’s a €5 fee. Sending a replacement card outside Ireland costs €35. We’ll show any fee before you confirm.

Contactless Payments: The contactless limit is €50 per transaction. After you spend €200 using contactless, we’ll ask you to use Chip and PIN. You can reduce this limit in the app.