Adding money to your account
You can add money to your Monzo account instantly or by bank transfer.
Card top-ups (Apple Pay, Google Pay or debit card)
Open the app.
Go to Home and tap Add money.
Choose Apple Pay, Google Pay or Add new card.
Confirm using your device security.
The money arrives instantly and appears in your feed straight away.
Bank transfer (IBAN transfer)
Tap Add money.
Select Regular bank transfer.
Use the account name and IBAN shown to send money from another bank.
Bank transfers usually arrive the same banking day or the next banking day. If sent outside banking hours, they may arrive the next banking day.