Adding money to your account
We don't currently support cash deposits into Monzo Ireland accounts. You can add money to your Monzo account instantly or by bank transfer.
Card top-ups (Apple Pay, Google Pay or debit card)
You can add money using Apple Pay, Google Pay or an eligible debit card.
We support debit cards issued in the UK and EEA. We don't support credit cards, cards issued outside the UK or EEA, or Monzo-issued cards for card top-ups.
Open the app.
Go to Home and tap Add money.
Choose Apple Pay, Google Pay or Add new card.
Confirm using your device security.
The money arrives instantly and appears in your feed straight away.
Bank transfer (IBAN transfer)
Tap Add money.
Select Regular bank transfer.
Use the account name and IBAN shown to send money from another bank.
Bank transfers usually arrive the same banking day or the next banking day. If sent outside banking hours, they may arrive the next banking day.