Monzo Current Accounts

We’re making money work for everyone, so we have different current accounts for different needs. Choose from our original Monzo current account, Monzo Plus or Monzo Premium.

Your eligible deposits are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.

FSCS Protected and Current Account Switch Service Trust Marks

Banking that makes a statement

Turn heads with our white metal card. Enjoy peace of mind with extensive phone and worldwide travel insurance, interest on your balance and much more.

Monzo Premium is £15 per month • 6 month minimum • Must be aged 18-69 • Ts&Cs apply

Monzo premium features page next to a silver Monzo premium card.Monzo premium features page next to a silver Monzo premium card.

Put money in your hands

More financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.

Monzo Plus is £5 per month • 3 month minimum • Must be aged 18+ • T&Cs apply

Monzo plus features screen next to a blue gradient Monzo plus card.Monzo plus features screen next to a blue gradient Monzo plus card.

The award-winning banking app with the hot coral debit card

Our free current account lets you spend, save and manage your money, all in one place. Get instant notifications whenever you spend, set aside your saving and bills money into Pots and pay friends in a few taps.

The account list screen of a Monzo user, showing a personal account, savings pots, and a flex card. Next to the screen is a hot coral Monzo card.The account list screen of a Monzo user, showing a personal account, savings pots, and a flex card. Next to the screen is a hot coral Monzo card.

Easy current account switching

With the Current Account Switch Service, you can move everything over to Monzo in 7 days without lifting a finger. We do everything for you, and you don’t need to deal with your old bank at all.

Current account switch guarantee. Current account switch guarantee.

Sign up for a Monzo current account in less than 15 minutes

And join more than 6 million people who’ve already changed the way they bank.