Monzo Current Accounts
We’re making money work for everyone, so we have different accounts for different needs. Choose from our original Monzo account, Monzo Plus or Monzo Premium.
Your eligible deposits are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.
Packed with the best of Monzo
A UK current account
Protection for your money
A new way to bank
Loans and overdrafts
Interest on your savings
Banking that makes a statement
Turn heads with our white metal card. Enjoy peace of mind with extensive phone and worldwide travel insurance, interest on your balance and much more.
Puts money in your hands
Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.
The award-winning app with the hot coral debit card
Our free account lets you spend, save and manage your money, all in one place. Get instant notifications whenever you spend, set aside your saving and bills money into Pots and pay friends in a few taps.
With savings, borrowing and overdrafts
Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
Send money to any UK bank for free
Put money aside from your balance
Through the app, if you need it
See when, where and how you spend
Spend using your phone
Get a clear view of your spending
See your other accounts in Monzo
On your balance and regular Pots
Exclusive to Monzo Plus
Plus, divide payments into multiple categories.
Avoid using your physical card online
Make your spare change go further
0.3% on up to £25,000
See how your credit score changes
15% off Patch and many more
Up to £400 free every 30 days
Live updates to Google Sheets
At PayPoints across the UK
Exclusive to Monzo Premium
Covers loss, damage, theft, and cracks
Cover for you and your family
1.50%/1.49% AER/Gross on up to £2,000
You and guests can travel in style
Up to £600 every 30 days
At PayPoints across the UK
Not sure what to pick?
Compare each account to find the right one for you
Independent service quality survey results
Personal current accounts
Published August 2021
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Easy current account switching
With the Current Account Switch Service, you can move everything over to Monzo in 7 days without lifting a finger. We do everything for you, and you don’t need to deal with your old bank at all.