Monzo has 24/7 customer support for anything urgent

Some things need urgent support. These are usually situations where waiting could increase the risk of physical, emotional or financial harm to you, or someone who depends on you.

What we treat as urgent

We treat these types of support requests as urgent:

Problems using your Monzo account

This includes urgent help with:

  • accessing the Monzo app

  • making payments with your Monzo card

  • making payments in the Monzo app

  • accessing your overdraft, if you have one

  • cancelling your account or card straight away because it’s been lost or stolen

Fraud or financial crime

This includes support if you’re a victim of suspected or actual fraud or financial crime.

Time-sensitive support if you’re vulnerable

We’ll also treat your request as urgent if you:

  • are at risk of harming yourself or someone else

  • have told us about a previous threat to life in the last 6 months

  • are in danger or at risk of being harmed, and need to leave somewhere urgently

  • need emergency access to money for food, bills, vital medication or housing

  • are stranded somewhere


How to contact us about an urgent customer matter

Chat with us in the app

You can chat with us in the Monzo app by tapping here.

You can also call us on: (+34) 900 759 821 or if you’re calling from outside Spain, call: (+34) 911 679 247

Other contact routes

For general customer service, email:help@monzo.com

For complaints, bereavements or third-party access es.ayuda@monzo.com

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