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Security you can count on

Advanced fraud prevention and everyday safety measures for your business.

Only sole traders or limited companies in Ireland are eligible. Ts&Cs apply.

Peace of mind for you. Front of mind for us.

Image on an iPhone on a grassy field, with the Monzo hot coral card in the back of the case.

A fully regulated local bank

We're part of the Deposit Guarantee Scheme, meaning eligible deposits are protected up to €100,000.

Spot scam phone calls

Someone on the phone telling you they’re from Monzo? Check the real-time call status in your Monzo app to see if they’re really from Monzo or not.

We’ll never call you without arranging it with you first.

Safe spending

Instant notifications for all payments made from your account mean that, in the unlikely event of fraudulent activity, you’re alerted immediately.

Approve online payments safely with 3D Secure. Plus, use virtual cards for added security with Pro or Team, which are available from €7 a month.

Protection at your fingertips

If your card’s lost, stolen or you suspect fraud, freeze it in the app at any time (and defrost it too). 

We’ll warn you if something’s not right about someone’s payment details when sending them money. That way you can decide for yourself if you trust the details you have.

If you copy your card number in the app, like Nick Cage, it’s gone in 60 seconds so you don’t accidentally paste it.

You’re your best form of defence

Switch on showing your face or fingerprint every time you open the app to protect your business account. It’s safer (and faster) then entering your PIN every time.

No branches, no problem

Need help or want to report something suspicious? Head to the app to chat with a friendly human if something urgent comes up.

Can we use optional cookies?

We’re not talking about the crunchy, tasty kind. These cookies help us keep our website safe, give you a better experience and show more relevant ads. You can learn more about our cookie policy.

Adjust your cookie preferences

We use 4 types of cookie. You can choose which cookies you're happy for us to use. For more detail, and a list of the cookies we use, see the Monzo cookie policy.