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Overhead view of a business owner's workspace showing a laptop, phone displaying the Monzo app, and a Monzo business card in its holder on a wooden desk.

Whatever your business, we’ve a plan

You could be with a team or flying solo, brand-new or years in the game.

Apply for a business account

Only sole traders or limited company directors in Ireland can apply. Ts&Cs apply.

Meet the plans

Your Monzo Business Account comes with our free Lite plan as standard with the freedom to upgrade to Pro or Team depending on what’s right for you.

Tradesperson in work gear holding their phone and smiling, ready to manage their business on the go from a construction site.

Lite

When we say free, we really mean it. It just works, so you can too.

The best of Monzo, for your business. A free business bank account with Savings Pots, insights on your incomings and outgoings, and simple ways for your customers to pay.

Overhead view of a business owner's workspace showing a laptop, phone displaying the Monzo app, and a Monzo business card in its holder on a wooden desk.

Pro

Stay on top of your finances and save time doing it. Create and send invoices, automatically put money aside for tax, and connect Xero and others for fully up to date bookkeeping.

From €7 a month, with 6 months free if you apply by 31st July 2026. Ts&Cs apply

Four business owners having a friendly meeting around a table in a bright office with city views, discussing plans over a laptop and fresh fruit.

Team

Claim back lost time for you and your team. Expense cards let employees spend with limits and controls that you set and manage access levels for up to 15 team members.

From €20 a month, ith 6 months free if you apply by 31st July 2026. Ts&Cs apply

Upgrade your Monzo account

We're making money work for everyone, so we have different plans for different needs.

Lite

Pro

Team

Free

months minimum

Lite

Free

  • An Irish business bank account, fully regulated by the Central Bank of Ireland

  • Elegible deposits are protected up to €100,000 by the Deposit Guarantee Scheme

  • Free Irish instant banks transfers

  • 24/7 Customer support

  • Mobile and Web access

  • Instant access savings

  • Cashflow Insights

  • Digital receipts

  • Accept contactless payments

  • Get paid via payment links and QR codes

  • Apple Pay and Google Pay

Only sole traders or limited companies in Ireland are eligible.• Ts&Cs apply

Pro

€7 a month

Includes everything from Lite, plus:

  • Automated Tax Pots

  • Invoicing

  • Auto-Exports | Transactions, Invoices and Statements

  • Integrated Accounting | Connect Accounting Software (Xero)

  • Exclusive offers

  • Custom categories

  • Connected accounts

  • Virtual Cards

  • Multi user access (up to 3 members)

Only sole traders or limited companies in Ireland are eligible.• Ts&Cs apply

Team

From €20 a month

Includes everything from Lite and Pro plus:

  • Expense cards

  • Bulk Payments

  • Payment approvals

  • Multi user access (up to 15 members)

Only sole traders or limited companies in Ireland are eligible.• Ts&Cs apply

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