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Overhead view of a restaurant workspace with a Monzo business card resting on paperwork beside a laptop, stacked plates visible on the shelf above.

Packed with everything you need

Make running your business feel as easy as Sunday morning.

Only sole traders or limited company directors in Ireland can apply. Ts&Cs apply.

Everything under one roof

Get paid the easy way

Give customers options while saving yourself time and effort. Even create and send invoices with Pro and Team, starting from €7 a month.

Instant Access Savings

Earn interest on your spare money and access it whenever you like. Interest is paid monthly, no minimum deposit. Subject to DIRT.

Tax and accounting

Automatically put money aside for tax and automatically add receipts and transactions to a Google Sheet with Pro and Team. From €7 a month.

Spending and Expenses

Let your team spend up to limits that you set for them, while you save time on admin. Available with Team, starting from €20 a month.

Understand cash flow

Get an overview of your business’ money over time or zoom right into the detail. See what’s coming in and going out over time periods that make sense for your business.

Mobile and web access

Manage your business’ finances any time, from anywhere: at home, in the office or shop, and when you’re out and about.

Construction workers collaborating on-site with a laptop and blueprints, one sitting on a workbench surrounded by tools ready to create quotes.

Invoicing in a few taps

Invoices that are simple to create and customise, send, chase and pay.

Create them in the app or on the web and give customers different ways to pay them.

Available with Pro and Team starting from €7 a month.

All sorted and exported

Your transactions, invoices and statements all filed away for you.

No more having to remember to download, store and share your documents for accounting and bookkeeping, saving you time so you can focus on the things that really matter – like running your business.

Available with Pro and Team starting from €7 a month.

Savings Pot with an illustration of a piggy bank and 500 euros

Put your spare money to work earning interest

  • Put your spare money to work, earning interest, paid monthly with no minimum deposit

  • Automatically set aside money for unplanned business expenses, a big purchase, or to reinvest in your business

  • Withdraw money instantly when you need it most

  • Subject to DIRT.

Man speaking into a mobile on a speakerphone in a bakery

Humans on hand

No need for branches, and no need to make an appointment. Our team is here to help whenever you need.

We know that your work doesn't always end at 5pm, so we don't either. Chat to us in the app if something urgent comes up – real humans are on the other end.

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