Join 800,000+ businesses in the UK
In the UK, Monzo is trusted by 800,000+ businesses, now Monzo is launching in Ireland. Apply in minutes.
Earn 1.0% AER (variable) on Instant Access Savings
Grow your money without locking it away with an Instant Access pot. Get a great rate with no strings attached.
AER (Annual Equivalent Rate), interest is subject to DIRT (Deposit Interest Retention Tax). Only sole traders or limited companies in Ireland are eligible. Ts&Cs apply.
Fee-free Instant Access Savings
Save like never before with a great interest rate on a free Instant Access Savings pot.
1.0% interest. Interested?
Your savings will thank you with 1.0% AER (variable), with interest paid monthly. Subject to DIRT.
Withdraw in an instant
Dip into your savings without the wait, or without paying a cent.
No minimum deposit
There’s no minimum amount you need to add to open a Savings Pot, while you can add up to €100,000 in your Instant Access Savings Pot.
Access your cash just like that
No more waiting for what's yours – access your savings right away with a tap on the app. We won't reduce your rate or charge you any fees for it either. And we pay you interest every month, not in a year’s time.
Protected by the Deposit Guarantee Scheme
We're part of the Deposit Guarantee Scheme, meaning your eligible deposits are protected up to €100,000.
It all starts with a free business bank account
All our plans, including our free Monzo Business Lite account get Instant Access Savings. Once your account’s up and running, you can open up to 20 Instant Access Savings Pots for all savings goals.