Joint account limits

When you have a joint account at Monzo - each owner on the joint account has their own individual limits. These limits apply across that customer’s activity between both accounts 💳

For example - if one account owner has a $500 per day limit on ATM withdrawals, and they take a full $500 withdrawal out of their personal account, they wouldn’t be able to withdraw any money from the joint account that same day.

But, if the other owner on the joint account hasn’t made any withdrawals that day, they would still be able to make an ATM withdrawal from the joint account.