Know where your money's going
See your business spending clearly categorised, so it’s easier to understand your costs and keep your records organised.
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Tax and accounting
Tax without the last-minute scramble
Tax without the last-minute scramble
Let tax tick away in the background. Set money aside for tax every time you’re paid and automatically export your financial data for your gestor to see.
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Only sole traders and limited company (SL) directors in Spain can apply. Ts&Cs apply.
The App Store, Google Play Store and Trustpilot ratings are correct as of 28 July 2026. These numbers are based on our UK customers.
Stay on top of tax as you go
Keep a clearer view of your spending, prepare records for your gestor and set money aside throughout the quarter.
Records exported and sorted
Automatically export invoices, receipts, transaction records and Norma 43 bank statements to Google Drive or OneDrive. One gestores will be happy about.
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Set money aside for tax
Put a percentage aside for tax and other big bills every time you’re paid, so you know what’s safe to spend and what’s not.
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See where your money’s going
See how much your business is getting paid and how much you’re spending over time periods that matter to you.
Understand which categories you’re spending most in and how your balance is trending over months and years.
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Connected and protected around the clock
You don’t switch off, so why should we? Chat to us 24/7 over the phone or in the app, and freeze your card any time in a few taps.
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Join the waitlist for your chance to get early access
Be one of the first people to try Monzo in Spain.
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Step 1
Join the waitlist
Sign up in a couple of minutes. Download the app to see your position on the list, and how to jump ahead.
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Step 2
Secure your spot
If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.
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Step 3
Apply in minutes
Once you’re approved, you can add money and start spending on your business debit card.
Trusted by 1 million businesses in the UK
We’re new to Spain, but we’ve spent years making life easier for UK businesses. Now it’s your turn.
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*Pro and Advanced plans: 0% AER, 0% NIR. No subscription fees during the first 12 months. See offer terms.
After the first 12 months:
Pro plan: Monthly subscription fee of €9 (€108 over 12 months)
Advanced plan: Monthly subscription fee of €24 (€288 over 12 months). First 6 team members included, €5/month for each additional member (up to 15 in total).