Speed up your setup
Register as a freelancer or incorporate your business with Legálitas Negocios is all part of the process.
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Business creation
Start your business right
Start your business right
Register as a freelancer or incorporate your business when applying for your Monzo Business Account. Free, online, all at the same time.
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Only sole traders and limited company (SL) directors in Spain can apply. Ts&Cs apply.
The App Store, Google Play Store and Trustpilot ratings are correct as of 28 September 2026.
Get off to a smooth start for free
Tick off business setup and business bank account in one go with Monzo.
Guidance at every step
We’ll keep you in the loop with updates, so you always know what’s happening and what to do next.
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Start with your banking ready
As soon as your business is set up, your free bank account is ready for payments and everyday finances.
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For freelancers and businesses
All the banking basics and more for both business structures.
Speed up your incorporation
Legálitas Negocios speed up the process from document preparation to official registration.
Get help from a Legálitas Negocios gestor
Whenever you have questions, your gestor's just a phone call or email away.
Earn more on your share capital
Deposit your share capital into Monzo and earn interest while you get set up, then keep earning on your business savings.
Open your bank account in one go
Apply for Monzo Business as part of the process, ready for making and taking payments.
For freelancers and businesses
All the banking basics and more for both business structures.
Speed up your registration
Skip the queues and appointments and complete your alta online with Hacienda and Seguridad Social.
Set up tax right
Legálitas helps register your tax regime and applies the tarifa plana discount, if you're eligible.
Earn cashback on your cuota
10% cashback each month on your cuota de autónomos for your first year with Monzo Business, up to €120.
Separate business and pleasure
Avoid having to untangle your finances later and use a free Monzo Business Account from day one.
Connected and protected around the clock
You don’t switch off, so why should we? Chat to us 24/7 whenever you need to over the phone or in the app.
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Join the waitlist for a chance to get early access
Be one of the first people to try Monzo in Spain.
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Step 1
Join the waitlist
Sign up in a couple of minutes. Download the app to see your position on the list, and how to jump ahead.
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Step 2
Secure your spot
If you get to the top of the waitlist, you could receive an invite to Monzo in your inbox.
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Step 3
Apply in minutes
Once you’re approved, you can add money and start spending on your business debit card.
Trusted by 1 million businesses in the UK
We’re new to Spain, but we’ve spent years making life easier for UK businesses. Now it’s your turn.
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