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1/6

This number is indicative of the risk of the product, 1/6 being indicative of lower risk and 6/6 of higher risk.

Monzo Bank Europe DAC, Sucursal en España registered with Banco de España is a member of the Irish Deposit Guarantee Scheme. The scheme guarantees deposits up to 100,000 euros per customer at Monzo.

Take payments

Take the pain out of getting paid

Send free, VeriFactu-ready invoices, make it easy for customers to pay, and track money as it lands so you always know what’s been paid.

Man in an orange jacket standing beside a van and holding a toolbox with the UI of a confirmed invoice payment.

Only sole traders and limited company (SL) directors in Spain can apply. Ts&Cs apply.

1 million UK businessestrabajan con Monzo

4,9

App Store

4,8

Google Play

4,6

Trustpilot

The App Store, Google Play Store and Trustpilot ratings are correct as of 28 September 2026.

Request, receive and review payments

Manage payments in the Monzo app or on the web, with different ways for customers to pay and a clearer view of money coming in.

    Give your customers options

    Let them pay their way. Whether they’re used to settling up with Bizum, a quick link, QR code, bank transfer or with contactless. It’s easy to pay straight from their invoice too.

    People at a table with payment notifications displayed over the image.

    Keep track of money coming in

    See your live balance in a tap and get instant notifications as soon as money lands. With everything logged in real-time in one place, you know exactly where your money stands.

    Business owner with an income and spending chart displayed over the image.

    Get paid wherever you are

    Send a payment request online, share a link over WhatsApp or email or use your phone to accept contactless. So you can get paid whether you’re behind the desk, the counter or on the go.

    Person in a vehicle with a payment notification displayed over the image.

    Free, VeriFactu-ready invoices

    Create, send and track invoices in the app or on the web, straight from your bank account. See what’s paid and what’s delayed.

    Turn a voice note, message or screenshot into an invoice. Then save customer details and reuse past invoices to make repeat work quicker. Plus, add Bizum, QR code or a payment link to make it easier for customers to pay you on time.

    Invoice payment notification displayed over a person using a phone at a table.

    Turn your phone into a card reader

    Accept contactless card payments with just your smartphone. All you need is your compatible iPhone or Android™ device and Wi-Fi or mobile data.

    We’ve partnered with Stripe to make this happen. Their fees and Ts&Cs apply.

    Person holding a card reader

    Customers can pay their usual way

    Settle up in a way that suits them, boosting your chances of getting paid on time.

    Free Bizum payments

    Let customers pay your business with Bizum - the fast, familiar way they already pay people. They can settle up from their banking app, with no card or bank details to enter.

    Hands using a laptop and phone with a bank-transfer payment notification.

    Shareable, reusable payment links

    A fast way to get paid online, with no payment details for customers to enter. Create a single-use or reusable link, and let customers pay instantly by card, Bizum, or bank transfer.

    Woman holding a phone, illustrating shareable mobile payment links.

    QR codes for in-person payments

    Flash up the QR code on your phone for them to scan. A payment screen will pop up on their device for them to tap confirm and pay.

    Hands using a phone on a table, illustrating QR codes for in-person payments.

    Connected and protected around the clock

    You don’t switch off, so why should we? Chat to us 24/7 over the phone or in the app, and freeze your card any time in a few taps.

    A UI image of a support chat.

    Trusted by 1 million businesses in the UK

    We’re new to Spain, but we’ve spent years making life easier for UK businesses. Now it’s your turn.

    Un grupo de compañeros hablando de trabajo alrededor de una mesa con un portátil.

    We’re not talking about the crunchy, tasty kind. These cookies help us keep our website safe, give you a better experience and show more relevant ads. You can learn more about our cookie policy.

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    Get Paid Faster with Monzo Business | Monzo Spain